Ripple President Monica Long has ruled out an imminent initial public offering, telling Bloomberg that the cryptocurrency company intends to stay private. Long’s comments come after Ripple experienced significant expansion throughout 2025, yet the company is not pursuing a public listing at this time.
Long did not provide specific reasons for the decision to remain private or indicate any timeline for a potential future IPO. Her statement addressed investor speculation about whether the blockchain payments firm would go public following its recent period of growth and increased market activity.
Ripple has been at the center of regulatory scrutiny and legal battles, particularly surrounding the classification of its native XRP token. In July 2023, a U.S. federal judge ruled that XRP itself is not a security, though the judge found that Ripple’s institutional and programmatic sales of XRP were conducted as unregistered securities offerings.
Going public would likely expose Ripple to additional regulatory oversight and compliance requirements beyond those it currently faces. A public listing would require extensive financial disclosures and ongoing regulatory filings that private companies can avoid.
See also: Breaking : XRP Ledger To Have Smart Contracts Ripple Confirms
Long’s recent comments suggest Ripple leadership believes remaining private allows the company greater operational flexibility during a complex regulatory environment. Private companies maintain control over strategic decisions without answering to public shareholders or adhering to quarterly earnings pressures.
Ripple has raised funding through private channels in the past, including a $200 million Series C funding round in 2021 that valued the company at $10 billion. More recent funding activities and investor interest have not been publicly disclosed by the company.
Industry analysts have noted that major cryptocurrency companies have taken different paths regarding going public. Some, like Coinbase, chose to pursue IPOs and now trade on major stock exchanges, while others have elected to remain private despite massive valuations.
Ripple’s focus remains on expanding its blockchain payment solutions and partnerships with financial institutions worldwide. Long’s statement reinforces that the company’s strategy prioritizes business development over equity market access.
Long’s remarks also come as the cryptocurrency industry faces evolving regulatory frameworks globally. U.S. policy toward digital assets has shifted based on political dynamics, creating uncertainty that may influence corporate decisions about public listings.
Remaining private provides Ripple with strategic advantages during periods of regulatory transition. Private companies can adjust their business models and strategic direction more quickly than public entities bound by fiduciary duties to shareholders.
Long did not address whether Ripple’s position on remaining private could change in the future based on different circumstances. She stated only the current plans without indicating conditions that might prompt a reconsideration of an eventual public listing.
Ripple’s expansion in 2025 included the development of new blockchain solutions and the increased adoption of its payment corridor services in emerging markets, but Long’s comments suggest the company intends to continue this growth trajectory while maintaining its private ownership structure.
Industry observers have suggested that regulatory clarity regarding cryptocurrency and digital asset companies could influence future decisions by major crypto firms about going public. Currently, the regulatory environment remains in flux in many jurisdictions where Ripple operates.
Long’s statement may also signal confidence in Ripple’s current financial position and operational performance without needing capital from public markets. Private companies that generate substantial revenue can fund expansion through operational cash flow and private investment rounds.
Ripple has approximately 220 employees and operates offices in multiple countries. Long’s leadership focuses on maintaining the company’s vision as a leader in cross-border payment solutions using blockchain technology.
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